What we do

We help you create the future you want by addressing these important questions

The Stepping-Stones of Business Transition Planning

Valuation & Transition Planning

  • What is my business currently worth?
  • Do I have enough net assets to provide me with true financial freedom and security?
  • If not, how do I fill the financial gaps before I exit?
  • Should I sell my company to an internal or an external buyer?
  • What criteria are important to the various types of external buyers?
  • How should I minimize taxes and costs?

Strategic Growth Planning

  • Should we invest in innovation?
  • Should we focus on continuous improvement methods? If so, which ones?
  • Should we acquire or be acquired?
  • Should we expand into new markets?
  • Which Industry 4.0/5.0 technologies should we acquire?
  • Where do we need to innovate?

Succession & Retention Planning

  • Who should take over the leadership role?
  • Who needs to stay on board through a control transition?
  • How can we assure they stay?
  • Am I offering a buyer “transferable value?
  • How would an internal buyer fund the purchase of my business?
  • What roles will family members play in the business after I leave?


  • How do we protect the business and our people in the event of an emergency or disaster?
  • Is the business adequately insured against its risk exposures?
  • How much will be enough to comfortably retire with?
  • How can I make sure we’re building an enduring legacy?
  • What asset classes should I consider investing in with the net proceeds of sale?
  • How can I ensure that I don’t outlive my capital reserves?


Understanding the value of your business today is the launch point for starting your journey toward attaining personal financial freedom for life. Blue Sea Advisors LLC can perform that fair market valuation for you, expeditiously and affordably.

In the past, business valuations used to be quite costly and take several weeks to complete. But by harnessing today’s latest technologies and big data sources, Blue Sea Advisors LLC can provide you with a very accurate, affordable, and secure fair market value business valuation report–generally within 48 hours. And that’s just the start. We’ve designed our entire client-centric business model around helping you maximize the value of your business before you exit, so you can finally enjoy the personal financial freedom you’ve worked so hard to obtain, and leave behind a fitting legacy to your life’s work.

If you’re ready to assess how prepared you are now, and how to fill any gaps that may exist in your current overall financial situation, please give us a call for an appointment. We’ll establish up front what our process involves, what you can expect, and determine if there is a good fit and business case for moving forward.

Welcome aboard, and feel free to explore our quarters to see how we can help you set the right course for the challenging, fulfilling, and adventurous journey ahead of you.

If you’re a business owner, your company is most likely your most important and valuable asset.

We think your business longevity plan needs to be an integral part of your retirement and estate planning strategy. That’s why we work closely with you to help you value your business, shape and clarify a growth, succession or transition strategy that can be implemented within a realistic time frame, and grow the transferable value of your business so that it provides you and your loved ones with the lifestyle you seek during your retirement decades.

It all starts with knowing what the current value of most important asset is. Do you know what your business is worth?


We believe the vast majority of American small to medium-sized business owners are unsung work heroes. They are the backbone of the American economy. They are the creative and visionary risk-takers who place their capital on the line and incur debt in order to serve their customers better than the competition. They are the job creators who provide opportunities for career growth and continuous learning challenges for their employees, making their skill sets more valuable over time. They think relentlessly about how to solve their business challenges, what new technologies to invest in, what talent they need to bring on board, and how to serve their customer base better and more efficiently. They develop unique capabilities in their operations, discover underserved niches in the marketplace with unmet needs, and do their best to excel in their areas of expertise.

These are people that ultimately deserve the promise of personal financial freedom and security, the opportunity to re-wire their life to pursue their passions in their later years, take some or all of their chips off the table, and hand over their business responsibilities to those they choose. These are people who deserve to enjoy their remaining years, while creating a fitting legacy to their life of service and personal sacrifice.

These are the people we want to help navigate through their inevitable business transition process.

Read Our Article about the challenges that business owners face,
A Hero’s Journey

How We do it

The term “Business Transition Planning” for Businesses” refers to a series of sessions with a client that begins with listening closely to their core problems and eliciting thoughtful responses to key issues that should be considered along their business journeys in order to create maximum transferable business value.

A “Business Transition Plan” is actually a composite of a number of sub-plans, which includes a Cost and Tax Reduction Plan, a written Continuity Plan, a Strategic Growth Plan, an Internal Succession Plan or External Exit Plan, a Retirement Income/Wealth Management Plan, a Risk Management Plan, and a funded Legacy Plan for personal or charitable beneficiaries. These plans are processes that require action on the part of the owner, his internal leadership team and his outside professional team to execute.

Blue Sea Advisors LLC’s role is to first design the architectural blueprint of this Business Transition Plan based on the business owner’s personal goals and objectives. Once the owner has a compelling Longevity Plan in place, we become the “Process Manager” during the journey, helping to maintain focus on and consistent progress toward the goals and objectives of the business owner, and bringing in top industry or professional resources to efficiently handle any issue that is blocking the way.


We at Blue Sea Advisors LLC and Summit Legacy Advisors LLC are founded on the principles of professional integrity, the primacy of our clients’ needs, and a commitment to client-centric, holistic, comprehensive business growth and transition planning.

Blue Sea Advisors strive to achieve transformative business value expansion for Michigan-based lower middle market companies ($5 million to $35 million in annual revenues) in the manufacturing industry through applied business intelligence and strategic change know-how. We help identify and focus resources on our clients’ key constraints to growth and higher profitability. In that process, we help them prepare for a successful business transition to external or internal buyers within their desired time frame.

We’ve assembled and established trusted relationships with a network of vetted industry experts in business valuation, strategic growth planning, constraint management, lean process flow, installation of key metrics on the real value drivers of the business, transition planning, succession planning, and personal financial lifestyle planning. We help implement these plans as a trusted advisor, mentor, and fractional COO, tapping a deep network of expert resources to be engaged as and where needed for maximum ROI. The intellectual muscle within our network exceeds those available in any one consulting, accounting, law, or merger and acquisition firm.

At Summit Legacy Advisors LLC, we help our Blue Sea Advisor clients and their key management teams protect and safely grow their wealth and income streams for themselves and their loved ones, now and in the future.

We begin by listening to our clients’ objectives and financial goals, analyzing loss gaps and liability risks that could disrupt the accomplishment of your life’s work, and designing personal and business insurance solutions that would mitigate them.

As a licensed insurance counselor working solely on your behalf, and not as a captive agent of any one insurance carrier, I commit to finding our clients the most advantageous insurance coverage solutions from the nation’s top 10% of insurance carriers, comparing and evaluating their respective coverage and exclusions, underwriting requirements, optional riders, unique contractual features and benefits, and premium costs, to find you a customized solution to your particular risk profile. We even explore setting up captive a insurance company with specialists in the arena to cover those risks that are generally excluded in policies or which carry too high of a premium.

With both of these objectives in mind–maximizing your company’s transferable value and protecting it throughout the business transition process–we aim to help our business owner clients achieve personal financial freedom for the duration of their lifetimes and enable them to leave behind a fitting legacy to their life’s work.